The market of electronic commerce both in the world and in a RuNet very actively develops, despite crises and other negative events. In the world in a year average rates of growth by data eMarketer make about 18-20 % a year, in Russia and Ukraine rates of growth reach 17-18 %. It approximately 3-4 % from the general retail in Russia (in Ukraine hardly it is less, the market is developed less and now deep crisis) and to 10-12 % in the USA and other developed countries. The average level in the world makes approximately 6 %. A unique exception, last year in Ukraine because of a deep economic crisis the market has not grown in a dollar equivalent, but for the local companies it is chance to overtake missed earlier. The most interesting that all of us still are in a stage of origin of the market. Under many forecasts the share of electronic commerce in the general retail will reach 20 % in the nearest some years. For the companies of the given sector ignoring of this market is equivalent today to death tomorrow.
Authorities, banks and collection agencies hastily preparing for the collapse of the market of consumer loans. Russia covers a wave of social default: according to the banks and collection agencies, is currently in a period not served 20% of loans to individuals. 10% of loans specialists believe "hopeless."